Retirement Plan Consulting

Help employees understand their retirement benefits and give them direct access to experienced financial guidance. PointOak provides group education, customized communications, financial wellness programs, and complimentary 30-minute individual consultations that employees can schedule directly with a PointOak advisor.

We help plan sponsors support their fiduciary responsibilities through investment advice, committee governance, ongoing investment oversight, and documentation. The scope of PointOak's fiduciary role is defined by the engagement.

Your retirement plan should remain competitive as providers, fees, and regulations evolve. We benchmark your plan using your actual plan data—not industry averages—to evaluate fees, services, investments, and provider performance, giving you the information you need to make confident decisions.

PointOak combines investment analysis, ongoing monitoring, and recommendations documented within the plan's investment-review process. The menu, managers, costs, and default investment are considered together.

Evaluate target date funds through selection and suitability analysis, glide path review, fees, structure, participant demographics, and ongoing monitoring.

PointOak helps evaluate plan features and industry benchmarks in the context of the organization's objectives and workforce, coordinating implementation with the recordkeeper, TPA, and legal counsel when appropriate.