Insights & Resources
Perspectives to Help You Make More Informed Financial Decisions
Explore articles, guides, and educational resources from PointOak on personal wealth, investing, retirement, workplace benefits, and employer-sponsored retirement plans.
401(k) Rollover Guide: Your Options When Leaving an Employer
Your 401(k) may be one of your largest financial assets. Before you move it, understand your options.
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- 8 min read
Retirement Income Planning: Why a Withdrawal Rate Is Not a Plan
Turning a portfolio into retirement income requires more than choosing a percentage.
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When Should I Claim Social Security?
The right claiming age depends on more than maximizing a monthly benefit.
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When Does a Roth Conversion Make Sense?
Paying taxes sooner can sometimes create greater flexibility later—but the timing matters.
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Alternative Investments in Wealth Management: What Role Can They Play?
A broader investment universe can create additional portfolio options—but complexity alone does not make an investment better.
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Independent RIA vs. Wirehouse: Why the Structure Matters
Understanding how an advisory firm is structured can help you evaluate the advice, investment choices, compensation, and service model behind the relationship.
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Individuals & Families
Investing & Portfolio Strategy
Investment management, portfolio construction, alternatives, and tax-aware investing.
Retirement & Income Planning
Retirement income, Social Security, pensions, RMDs, and withdrawal strategies.
401(k) Rollovers & Career Transitions
Job changes, rollovers, Roth conversions, account consolidation, and company stock.
Tax-Aware Wealth Planning
Roth conversions, asset location, tax-loss harvesting, and charitable strategies.
Executive Wealth
RSUs, stock options, deferred compensation, concentrated stock, and workplace benefits.
Estate & Legacy Planning
Beneficiaries, wealth transfer, charitable planning, and estate coordination.
Businesses & Retirement Plan Sponsors
Fiduciary Governance
3(21), 3(38), committee governance, IPSs, and fiduciary documentation.
401(k) Fees & Provider Benchmarking
Plan fees, provider reviews, RFPs, and competitive benchmarking.
Investment Oversight
Fund monitoring, manager evaluation, investment menus, and share classes.
Target Date Funds
Selection, glide paths, suitability, and ongoing monitoring.
Plan Design
Automatic enrollment, employer contributions, safe harbor, eligibility, and vesting.
Participant Education
Retirement education, financial wellness, and participant communications.
Have a Question About Your Own Situation?
Educational resources can provide context, but financial decisions depend on individual circumstances.